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Health savings and spending accounts

Help employees save and pay for health care.



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Improve employee health managemenT:

With Optum Financial, you can help your employees: 

  • Prepare for and manage health care costs and payments
  • Easily and securely access their information and accounts
  • Feel empowered to become better health care consumers
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More than 7 million health accounts 

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Over $16 billion in assets  

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  • Health savings and spending accounts help employees prepare for and manage health care costs, empowering them to become better health care consumers.

    • Health Savings Account (HSA)
    • Flexible Spending Account (FSA)
    • Health Reimbursement Account (HRA)
    • Health Incentive Account (HIA)
    • Transportation Services
    • COBRA
    OR
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The Optum Financial difference

Our health savings and spending accounts offer employers: 

  • A variety of setup options
  • Streamlined implementation and administration across carriers
  • Health industry leadership
  • Analytics to drive engagement and health populations 
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Retirement planning and investing

Help employees financially prepare for retirement.

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Explore our solutions

Learn more about our health accounts and how to incorporate them into your benefits offering.

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See how Optum Financial can help you build your strategy for improving employee health.

Request more information

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Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.