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Health Incentive Account (HIA)

Financially reward employees for healthy actions.

An HIA helps employees manage their health care spending and enables them to pay for health care through an employer-owned account. The account is funded after pre-defined health actions are completed by the employee, resulting in a healthier workforce.

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Features and benefits

HIA directly tied to health actions or goals
Employees only get rewarded when they accomplish the actions or goals that your wellness program outlines.

Offering multiple types of health accounts
Because we offer all types of health accounts, you can work with a single vendor and offer an HIA along with other types of accounts, such as a health savings account (HSA).

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More ways we help

Learn more about our health account products and how to incorporate them into your benefit offering.

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See how Optum Financial can help you build your strategy for improving employee health.

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Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.