Flexible Spending Account (FSA)
Help employees be more active in their health care.
Engaged employees make more informed, cost-effective decisions, helping to reduce costs and increase productivity for your organization.
An FSA helps employees budget for expenses while reducing their taxable income.
Optum Financial debit Mastercard
The Optum Financial FSA includes an Optum Financial debit Mastercard — a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms.
All FSA participants receive a payment debit Mastercard®
More than 80% of our debit card claims are auto-adjudicated
FSA is integrated with our #1 rated mobile app
Multiple ways to save
Health care FSA: Eligible expenses may include certain medical, dental, vision, prescription drug and qualified over-the-counter expenses that are not reimbursed by your group benefit plans or another source.
Dependent care FSA: A benefit plan that allows employees to use pre-tax dollars to pay for dependent care services incurred while they are at work. Typical expenses are incurred for the care of dependents under the age of 13 or older dependents incapable of self-care.
Limited purpose FSA: A tax-advantaged account offered alongside an HSA. Employees can pay for dental and vision expenses with pre-tax dollars without having to dip into their HSA.
Flexible spending account (FSA)
More ways we help
Learn more about our health account products and how to incorporate them into your benefit offering.
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Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.
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