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5 Stages of Health Saving and Spending

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Discover how Optum Financial has advanced its predictive engagement model to a new level of sophisticated analytics. 

We combine the 5 Stages of Health Saving and Spending with the Health Finance Journey model™ to provide the right message at the right time for health savings account (HSA) optimization.

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Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.