Health Savings Account (HSA)
Discover the benefits of an HSA.
An HSA helps employees manage health care spending and enables them to plan, save and pay for health care through a tax-advantaged account.
Unused funds carry over from year to year, and the account is theirs to keep even if they change jobs, change health plans or retire.
$16B in managed assets1
17% higher average HSA balances than industry norm2
52% more account holders investing than industry norm3
Digital solutions
Employees can access their health accounts and funds right from their smartphone. Our mobile app is ranked number one in the category and allows account holders to track and manage their health accounts at any time.
Members can link their health account funds to Apple Pay, Google Pay or Samsung Pay on their mobile device to pay for qualified purchases on the go. We can also help answer questions and provide educational resources through Amazon Alexa and Google Home, as well as through 24/7 virtual online chat assistance.
It's more than just a health savings account
Our HSA includes many features and benefits. There are also multiple ways to engage with Optum Financial.
Latest thinking from Optum Financial
Sources
- Optum Financial book of business as of January 31, 20202.
- Includes non-funded accounts. Optum Financial Book of Business compared to 2019 year-end Devenir Research HSA Market Statistics and Trends, March 3, 2020.3.
- Ibid.
Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.