Investing can be complicated
Though it is important for employees to save and invest to achieve their various goals, many struggle to do it themselves or are underserved. Betterment helps employees use and potentially grow their health savings account (HSA) while also helping them achieve their overall financial goals.
A goal-based approach can help
Betterment starts with goals: Maybe your employees are saving for retirement or building an emergency fund. Once they understand your employees and their investing goals, they help build a personalized portfolio with risk levels and investment mixes to suit each goal.
Your employees will receive holistic advice across all their accounts, including external accounts. Tax-coordination between an HSA and other retirement accounts helps to optimize their retirement savings.
Betterment fact sheet
Investments are not FDIC insured, are not guaranteed by Optum Bank® and may lose value.
Automated online advice and related services are made available through Betterment, an independent investment advisor and broker-dealer. Orders are accepted to effect transactions in securities only as an accommodation to HSA and MSA owners. Optum Bank is not a broker-dealer or registered investment advisor, and does not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.
Advisory services provided by Betterment LLC, an SEC-registered investment adviser.
Brokerage services provided to clients of Betterment LLC by Betterment Securities, an SEC-registered broker-dealer and member of FINRA/SIPC. To the extent that this message is notifying you of the availability of a trade confirmation or account statement, this notification is being made by Betterment Securities.
Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment LLC’s charges and expenses. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature.
Health savings accounts (HSAs) are individual accounts offered or administered by Optum Bank®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. States taxes may apply. Fees may reduce earnings on account. This communication is not intended as investment, legal or tax advice. Federal and state laws and regulations are subject to change.
Mutual fund investment options are made available through the services of an independent investment advisor, a registered broker-dealer. Orders are accepted to effect transactions in securities only as an accommodation to HSA owners.
Optum Bank is not a broker-dealer or registered investment advisor and does not provide nvestment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.
Top