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StepWise and underwriting

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Simplify the design, deployment and distribution of your health plan products. Our underwriting software, capabilities and expertise can help.

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Product ideation to revenue generation

The StepWise® suite automates underwriting, actuarial, product, compliance, sales and fulfillment processes around a single technology platform. Through this platform, we deliver increased value and efficiencies for our clients.

There are three components of our StepWise technology. They can operate together or stand alone to enhance existing systems. Our solution promotes data integrity and enterprise agility, from product ideation to revenue generation.

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What makes us different

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StepWise suite

Comprehensive platform to drive automation and efficiency

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Product lifecycle manager

Design, manage, operationalize plan and benefit information

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Automated rating

Central repository for rating, underwriting and business rules

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Drive sales and retention, customer satisfaction and operational efficiency.

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Transform underwriting with cutting-edge technology

Automation, technology and scalable staffing drive growth.

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Introducing Optum Group Risk Analytics

Predict future risk with a user-friendly underwriting risk assessment tool that provides accurate group health risk scores.

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Cambia’s evolution with StepWise

Discover the road Cambia took to solve their acute quoting needs. And how the flexible StepWise platform continues to accommodate their future growth.

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Learn how Optum Advisory Services can help you determine and reach your organization's goals.

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